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Neil Arklie
Email: neil.arklie@protonmail.com | Mobile: 07754 169666
LinkedIn: www.linkedin.com/in/neil-arklie-056462

Professional Profile
Senior insurance executive with extensive leadership experience across the London Market, Lloyd's, company market and global reinsurance. I have built and transformed cyber insurance businesses, developed underwriting strategy, improved governance, led product innovation and advised boards, regulators and market participants on emerging cyber risks. My career combines technical underwriting expertise with commercial judgement, enabling organisations to deliver sustainable growth while maintaining underwriting discipline. I am recognised for building trusted relationships, influencing senior stakeholders and translating complex cyber risk into practical business solutions.

Head of Insurance Services, DeNexus (Part-time) | Jan 2026 – Present
Providing strategic advisory and hands-on support to strengthen cyber-risk offerings across the insurance, reinsurance and Lloyd's markets through DeRISK and Threat Intelligence platforms, using agentic AI to improve underwriting and broking decisions.
• Analysed pre-bind submissions, policy wordings, endorsements and exclusions to support product development.
• Designed market feedback sessions with brokers, insurers and reinsurers to refine reporting and underwriting outputs.
• Developed thought leadership, value propositions and sales messaging supporting commercial growth and industry recognition.
• Advised on syndicate-specific underwriting considerations and commercial opportunities.

Director, AI International Limited | Oct 2023 – Present
Independent adviser supporting insurers, reinsurers, MGAs and technology businesses.
• Undertake expert reviews of underwriting portfolios and governance.
• Support business plans, market entry and product development.
• Advise on cyber, technology, cryptocurrency and structured reinsurance solutions.

Head of Cyber Underwriting, Lloyd's of London | Jan 2022 – Sep 2023
Led Lloyd's cyber underwriting strategy for one of the market's most important classes.
• Worked with syndicates to improve sustainable performance.
• Enhanced pricing approaches and catastrophe exposure management.
• Represented Lloyd's with governments, regulators and international industry bodies.

Head of Cyber Insurance, Aviva | Aug 2018 – Jan 2022
Created and delivered Aviva's cyber strategy.
• Relaunched the product and maintained a loss ratio below 10%.
• Grew the portfolio towards £40m.
• Expanded distribution and renegotiated reinsurance arrangements.

Vice President – Financial Lines, AXIS Capital | Nov 2016 – Aug 2018
Underwrote cyber, technology and media business across international markets.
• Increased the portfolio from US$16m to US$19m.

Senior Cyber & Technology Product Manager, Swiss Re | Mar 2015 – Nov 2016
Led global cyber treaty and facultative business.
• Developed strategy and doubled the portfolio to approximately US$150m.

Education
Bachelor of Laws (LLB), University of Liverpool

Industry Leadership & Recognition
• Chair, International Underwriting Association Cyber Underwriting Group
• Former Member, Lloyd's Market Association Cyber Business Panel
• Advisory Board Member, London Cyber Resilience Centre
• Winner, Intelligent Insurer European Award for Outstanding Contribution to Cyber Insurance

Core Expertise
Cyber Insurance • Cyber Reinsurance • Lloyd's Market • Underwriting Strategy • Portfolio Management • Risk Quantification • AI in Insurance • Product Development • Exposure Management • Regulatory Engagement • Reinsurance Purchasing • Executive Leadership • Stakeholder Management • Business Planning • Market Development

Job Description

Senior Technical Specialist Cyber Underwriting, Cat Risk & Exposure Management, Data and General Insurance Risk Division (DGIRD) - Insurance Supervision

Location: Leeds or London
Up to 23 month FTC

Insurance Directorate
The Insurance Supervision Directorate has responsibility for the supervision of over 500 UK insurance companies and branches of international insurers. We fulfil the PRA's primary objective of UK insurers safety and soundness and policyholder protection.

Data and General Insurance Risk Division (DGIRD)
The Data and General Insurance Risk Division (DGIRD) brings together actuarial, risk specialist and data analytics expertise to support the PRA's supervision of the UK insurance sector. DGIRD combines technical expertise across catastrophe risk, exposure management, climate risk, cyber underwriting risk, capital, reserving, reinsurance and general insurance underwriting with growing data and analytics capabilities. Working closely with supervisors, policy colleagues and specialists from across the Bank, the division provides technical advice, delivers thematic reviews, supports firm-specific supervision, undertakes research and horizon-scanning activities, and contributes to major cross-industry initiatives. The division aims to operate as one integrated division, combining technical excellence, supervisory insight and data-driven analysis to support the PRA's objectives and financial stability.

Job Description
This is an exciting opportunity to help shape the PRA's approach to cyber underwriting and AI risk, as part of a two-year contracting role as a Senior Technical Specialist. The role's primary focus will be cyber underwriting risk and AI-related insurance risk, including how firms identify, quantify, manage and aggregate exposures arising from cyber incidents and AI-related losses, and how these risks interact with broader prudential risks.

The role will also support work on catastrophe risk and exposure management.

Working across supervision, policy and other specialist teams, the successful candidate will provide technical leadership and judgement on complex issues, support firm-specific supervision and cross-market thematic work, contribute to horizon scanning and emerging risk identification, and help develop the PRA's approach in these areas. The role will also support the operation and development of relevant cross-Bank technical networks, helping to coordinate specialist input, develop capability and deliver outputs that are useful for supervisors and senior stakeholders.

Key Responsibilities
- Lead and develop the PRA's technical approach to cyber underwriting and AI-related insurance risk, including exposure management and underwriting, as well as collaborating with other technical specialists on areas such as pricing, capital and reinsurance.
- Provide expert technical input to supervision of firms' cyber underwriting, AI-related insurance risk and exposure management, including reviews of regulatory reporting data, risk frameworks, exposure data, aggregation controls and management information.
- Contribute to horizon scanning, thematic work and views of risk, including emerging cyber and AI-related insurance risks, the development of affirmative and non-affirmative AI coverage, and the potential impact of technological developments on insurance underwriting, exposure management and business models.
- Support work on natural and non-natural catastrophe risk and exposure management, drawing links between cyber, catastrophe and broader aggregation risk where relevant.
- Contribute to the Catastrophe Risk & Exposure Management and Cyber cross-Bank Networks, helping set priorities, coordinate technical work, support delivery of outputs and build capability across supervision.
- Support supervisors and senior stakeholders in understanding prudential risks arising from cyber underwriting, catastrophe risk, exposure management, AI and other emerging developments in insurance.
- Present technical analysis and challenge at relevant internal committees, including the Insurance Risk Committee where appropriate.
- Represent the PRA in engagement with firms, industry bodies, academia, regulators and other external stakeholders.
- Work with colleagues to identify opportunities to use data, analytics and emerging technologies to support technical assessment and supervisory insight.
- Share knowledge and support the development of colleagues through technical leadership and training, peer review and practical guidance.

Role Requirements:
Minimum Criteria
- Strong technical understanding of cyber underwriting risk, including cyber risk selection, pricing, exposure management, accumulation risk and risk governance.
- Demonstrable expertise in emerging technology risks, including the potential impact of AI on insurance underwriting, risk management, operations or business models.
- Ability to analyse complex technical information, exercise sound judgement and draw out prudential implications for firms and the wider market.
- Experience leading or contributing to complex technical work, including coordinating input from others, managing priorities and delivering high-quality outputs.
- Ability to build credibility and influence across stakeholders, including supervisors, specialists and senior colleagues.

Essential Criteria
- Experience assessing, managing or advising on complex insurance risks, ideally including cyber, AI, natural catastrophe risk, non-natural catastrophe risk and/or exposure management.
- Strong prioritisation, problem-solving and delivery skills.
- Ability to communicate complex technical matters clearly to both technical and non-technical audiences.
- Ability to support and influence others without formal line-management responsibility.

Desirable Criteria
- Experience of cyber underwriting, cyber accumulation modelling, cyber exposure management or cyber risk quantification in an insurance or reinsurance context.
- Knowledge of emerging AI-related insurance risks, including affirmative and non-affirmative AI coverage, accumulation risk and evolving market practices.
- Experience of catastrophe modelling, natural catastrophe risk, non-natural catastrophe risk or exposure management.
- Experience using data and analytics to support technical assessment, underwriting, exposure management or strategic decision-making.
- Knowledge of the PRA supervisory framework or experience working with regulators, supervisors or public-sector bodies.
- Experience leading a technical network, community of practice, workstream or similar cross-functional activity.